PayPal no longer returns their fees on a refund. So depending on your location, any refunds I make I will be charged 3.49 to 5.16% of the purchase price.

You can also use Apple Pay Cash, which is my preferred method, or mail a check. Checks are for established customers only.

For stones returned, and paid for with PayPal, there will now be a restocking fee equal to the PayPal charge. (3.49% for sales in the USA, and 5.16% for sales outside the USA). Avoid this by using either Apple Pay Cash, or mailing in a check.

You can now use Apple Pay through iMessage to pay for your stones. To pay with Apple Pay, you must of course have an iPhone and be running the latest IOS 11.2 or newer. During checkout, select Apple Pay Cash as your payment method. You won't be billed anything until I receive your order email, at which time I'll text you a payment request. Make sure you include your iPhone cell number or email associated with your iMessage account.

Here's some more information on this new payment method from Apple

I have opened an account with Wise, formerly TransferWise to do bank to bank transfers. This method of payment is available for customers in the USA and also outside the USA. Click on the Wise logo here to go to the Wise website for more information or to create an account. Wise has been much less expensive than going to the bank to make transfers. Since I have an account there, you can make a payment by just using my email with Wise (gene@precisiongem.com)